xDALE is a Smart Contract Real Estate Marketing Organization. It can be seen as the “Un-Broker”.
The Real Estate Services industry is rife with red tape and other inefficiencies. It is an environment based on paranoia. The proprietors are paranoid about wire transfer fraud, excessive fees. The lawyers are resentful of the high compensation paid to brokers and the brokers resent the fastidious lawyers who kill more deals than bad credit. Furthermore, the listing agents resent having to co-broke a listing and often withhold access to potential customers. This does a disservice to the Landlord. There is a lot of leg work involved which requires pre-qualification of the customer. Finally, the customer often hides the truth of his personal background for fear of application denial. In many cases he must pay creative deposit fees, move-in fees, and application fees.
All these elements come after the rigorous search for available listing and many proprietors want to do it themselves and do not subscribe to a MLS. Therefore, a confusing multitude of alternative websites now pop-up to host listings. The solution to these inefficiencies are self-managing smart contracts. The following are some XDALE-Benefits to the players in a real estate transaction.
SALESPERSONS
A decentralized peer to peer network
Less paperwork
Faster closings
Conflicts are eliminated between staff and proprietors
Expanded territory beyond local market
No need to sell, simply supervise property tours
Option to be paid a flat salary a draw against future earnings
Listing exclusives are guaranteed via publicized NFT images
Agent has personal ecommerce web page
Compensation is transparently delivered via deFi wallet
BROKERS
Eliminated expense of Errors and Omissions Insurance
Low commission payout; higher profit margin per transaction
Lowered transaction expenses due to deFi
ERC20 token allows for rewards program to customers
LANDLORDS
Flat-fee option
Crowd-funding in some jurisdictions
Property tokenized to Title Search Database
International investment potential
Wire fraud vulnerability eliminated
CUSTOMERS
Smart contract arbitrator supervises your rights versus the Proprietor
Bureaucracy elimination lends speed and savings
Your sensitive data is kept offline in cold storage then erased as scheduled
If you wanted to rent your apartment to someone, you’d need to pay a middleman such as Craigslist or a newspaper to advertise, and then again you’d need to pay someone to confirm that the person paid rent and followed through.
A decentralized solution can help cut your costs. All you do is pay via cryptocurrency and encode your contract on a smart contract. Everyone sees, and you accomplish automatic fulfillment. Brokers, real estate agents, hard money lenders, and anyone associated with the property game can profit.
Smart contracts are revolutionary in terms of transforming the current real estate practices.
Smart contracts are replacing traditional contracts as the sole agreement between the seller and buyer. It automatically executes the requirements as soon as specific conditions of the contract are met.
Smart contracts guarantee trust through a single version of the truth by establishing trust. All the parties including the bank, the agent, and the mortgage lender can sign an agreement via smart contracts. Because transactions are kept on a blockchain, this shared ledger enables the parties involved to look over the process at any moment and from anywhere.
A smart contract is a self-executing digital agreement that enables two or more parties to exchange money, property, shares, or anything of value in a transparent, conflict-free way while avoiding the need for a third party.
There is no denying that the modern world has changed over the past 18 months. In subtle ways, disruptions in lifestyle have been met with new methods of doing business.
The Bitbrowze platform upon which rests dApps such as Real-T and Xeries has been released. These smartcontracts usher in new possibilities to conduct business more privately and securely than ever. Blockchain technology has matured and is adopted globally for various endeavors from currency to the ballot box.
We once asked with respect to Real Estate, “Who needs the middleman, such as a real estate broker? Now we ask further, who needs a middleman, such as a retail banker? What do these people actually do for you? Retail bankers rely on a centralized computer system that adds your demographics and other data to a centralized database that belongs to the bank. The other data is a record of your assets. Those assets are called currency, which are pieces of i.o.u-paper that is owed to you by the Central Bank. All this digitized private information is at the mercy of those strangers. Not to mention that it is shared by the most intrusive big brother of all that can make hell for many people – The Credit Reporting Agency! For this privilege, you actually pay them more than the few percentages in “interest” that they pay you on a savings account. The net loss is yours.
Decentralized banking is a term that has been construed in the wake of the cryptocurrency boom. … The people needed in a bank to approve loans and to structure financial data are replaced in a crypto banking ecosystem by smart contracts and p2p, peer-to-peer, services.
As the world heads to a recession and economic uncertainty, a new, parallel financial system is emerging. It is digital and runs on top of a public, permissionless blockchain ledger: Ethereum. In contrast to the current financial system, it is open, neutral, and accessible for everyone with an Internet connection. It is radically transparent, in real-time auditable and its rules are written in open source code. It offers us novel, empowering ways for generating the saving and the transmitting of value, with independence from banks. A retail-first system that promises to transform and democratize access to financial services worldwide.
Simply put DeFi is the collective name given to an ecosystem of financial applications built on top of the blockchain also known as Decentralized Banking. … Within this ecosystem, the users have full control over their assets and they can interact with the ecosystem through decentralized applications (dApps).
08/01/2020
In the previous issue, we talked about the features and benefits of two distributed Apps that can be accessed via our BITBROWZE graphical web interface.
Real-T for Real Estate Management Offices and proprietors of Realty and,
Xeries for Art Gallery Administrators and proprietors of Fine Art.
Bitbrowze is an interesting initiative. It reminds me of a Swiss Bank account for your transactions.
Sell or Lease anything you own via the Bitbrowze Market page. Manage your properties via the dedicated Bitbrowze/Real-T or the Bitbrowze/Xeries platform. Your data belongs ONLY to you. No one collects your demographic database because no one but you knows your name or what you look like.
But, as your transaction is public knowledge identified by a serial number in the way a telephone number is public knowledge, that transaction is therefore transparent and above board.
A basic subscription to Bitbrowze.com is free. You are encouraged to present your properties of Fine art or Real Estate on the Bitbrowze Market Page in a blind Auction. However, you need a wallet in order to get paid for your transaction. If you don’t yet have a wallet simply request one for a small fee. Otherwise, you can use your regular bank account; but then, there goes your anonymity.
The Premium subscription to Bitbrowze.com is paid. Your identifying serial number becomes a member of the xDale Directory. You get a wallet associated with that serial number. You are incentivized to refer like-minded acquaintances. Your membership serial number becomes linked to their’s as an “ancestor”. If they repeat this process your serial number becomes the ancestor to two levels deep, etc. An ancestor equally gets passive revenue in the form of small referral returns for all transaction three levels deep.
With Bitbrowze, no one is looking over your shoulder. It’s your exclusive prerogative to declare and pay taxes to your jurisdiction.
Who Needs a Realtor? Really. New York State, for example has toyed with the policy of their complete elimination.
Sellers and buyers alike, bridle at paying Real Estate commissions to realtors. In the case of property sales, we have seen the standard rate dwindle from 6% to 1.5% in some cases. With residential rental transactions, commissions have dwindled from 15% of the first year’s lease to “one month’s” rent.
Realtors insist on earning compensation by means of these commissions which has become a haggling process won usually by the most prestigious brokerages. The individual broker fights a disappointing battle. It is hard to bring Mohamed to this mountain.
Guess what? the Blockchain Phone is here! With a blockchain phone you won’t need a central service provider to make calls and access the internet.
HTC LAUNCHES ITS BLOCKCHAIN-FOCUSED PHONE, BUT YOU CAN ONLY BUY IT IN CRYPTOCURRENCY … and that is a good thing! Because it is more secure than a ‘burner’ phone, and even more anonymous because when you communicate with a similar device there is no central Phone Company to track your affairs.
HTC’s Exodus 1 comes with a secluded area kept separate from the Android operating system it runs on to keep a customer’s cryptocurrency safe. The blockchain-based phone is part of HTC’s shifting strategy regarding smartphones, which will prioritize software and intellectual property. It is available for pre-order at a price of 0.15 bitcoins or 4.78 ether tokens, which translates to about $960, and is expected to be shipped by December.
Q: What is the point of buying a blockchain phone? A: Blockchain can be thought of as a tamper-proof digital ledger that records data of transactions across a network that is distributed rather than centralized. Thus, it is a network with no central authority overseeing these transactions. In the wildest dreams of enthusiasts, these devices will be a gateway to something called the decentralized web, or “Web 3.0.” In this future version of the internet, blockchains and similar technologies would support decentralized applications — “dapps” — that look and feel like the mobile apps we use today but run on public, peer-to-peer networks instead of the private servers of big tech companies. RealT is a dapp. #1 the significance of integrating blockchain technology in the phone is that it bolsters the security and privacy of a user’s assets, and will in the future help with protecting a customer’s data and identity. #2 With a blockchain phone you won’t need a central service provider to make calls and access the internet. To this end,
The Real Estate industry is 99% contractual documents and 1% physical. The Physical aspect is the Construction industry. Realty is actually about the “rights” of ownership and to a lesser degree, rights of agency.. Because 80% of real estate transactions are essentially an exchange of documents like credit reports, applications, deeds, and rental agreements distributed apps convert these to incorruptible smart contracts via new technology. The market for electronic documents coexists easily with traditional paper-based methods. It is simply another arrow in your quiver. With smart contracts there is a reduced need for third party intervention in transactions; This means thousands of dollars in transaction savings. Cross-border transactions are a cakewalk. Transactions are faster by an order of magnitude. Transactions are more transparent and literally immune to fraud. And, so much more.
Traditional interactions are notorious for fraud. Consequently, a host of third parties became involved, each with sometimes conflicting and even adversarial interests. As for lawyers, it is often said that lawyers spoil more deals than bad credit. And agents are paid more fees than lawyers in any transaction. The two are natural adversaries.
RealT is a “Smart-contract”. A smart-contract is an App based on an underlying token. All understandings between parties are automated within the code of the app. You do not need a third-party. You certainly do not need a broker. For the property owner or manager, a token is more efficient, faster, transparent, fraud-proof, cross-border, cost-effective, and …so much more.0xf67580838555D2047F5722dc6662cEfD1F97424f Download
In real estate 90% of business is done by word of mouth. How can this be adapted to the world of social distancing. The answer is Multi-level Marketing.
Harvey Rothschild (paywall) has assumed the position of c.e.o. for the direct marketing division of Rothschild Associates. We do not advertise. Instead, we have retained Rothschild Associates for the promotion of RealT because most real estate transactions are initiated by word of mouth. The perfect marketing tool is their incorruptible MLM distributed app.
Learn more.
July’s Issue: Our ERC20 Utility Token that employs the STO crowdsource method to sell your properties via https://atlant.io/ .
August’s Issue: Title Archive Tokens. Firstly as a proprietor, you should “Futureproof” the deed to your property.
Third, we tokenize its title, i.e enumerate fractions of its value in the form of tokens.
Fourth, we raise an ICO for the total asking price.
Fifth, the token buyers collectively give you the asking price. You are happy. Goodbye!
Sixth, we promote our token as being a better method. They collectively now own the property. They are not necessarily interested in real estate. They are interested in methods. They are betting that their tokens will increase in value as more and more people realize that this is a better way to move real estate.
Seventh, the token buyer may sell some or all of their tokens at a profit to newcomers.
Our role is to promote methods. Blockchain is, indeed a better method.
I WOULD LIKE YOU TO CONSIDER USING THE GOODS AND SERVICES OF CROSDALE, inc THAT ARE DESIGNED TO MAKE YOUR REAL ESTATE TRANSACTIONS EASIER, CHEAPER, MORE RELIABLE, MORE UNIVERSAL AND FASTER. FROM YOUR COMPUTER, BUY AND/OR MANAGE YOUR PROPERTIES ANYWHERE ON EARTH SECURELY, PRIVATELY AND, MORE RELIABLY THAN EVER.
Enjoy the read and stay safe! Best,
This is NOT a Ponzi Scheme. We are not promising miracles. You get ongoing compensation for referrals realT is a Multi-level Subscription to the XDALE Directory. The first subscriber can choose to “Do Work”; or not. Every subscriber is automatically linked to a unique WALLET with public and private KEYS. “Doing Work” means (1) nominating THREE or more personal acquaintances to become subscribers to realT. (2) Explaining the features and benefits of membership. Once this is achieved the “Work is Done”. The first subscriber then becomes “An Ancestor”. All transactions (to 10 generations of DESCENDANTS) that are done via the XDALE Directory automatically return an AMOUNT to the subscriber’s wallet as well as to his Ancestors’ wallet. The AMOUNT is calculated in fractions of bitcoin or cash per his preference.
Don’t fall for Ponzi schemes and other (pyramid) investment frauds. Those scams promise something for nothing! They also involve paying longer-standing members with money from new participants, instead of actual profits from investing or selling products/services to the public. This cannot be sustained and will always collapse eventually. Protect yourself and your money by steering clear of any “opportunity” bearing warning signs of a Ponzi or pyramid scheme.
Hi Partner,
So You want to send your message to multiple contacts in one fell swoop? Here’s how:
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Go to File > New
> New Document.
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In the Edit List
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Use the Up and Down
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Firstly this token is ownable. Which means we can sell it to a Landlord or his Property Manager.
Function #1 The tenant pays deposit
Function #2 The app checks that the deposit is not overpaid.
Function #3 Landlord withdrawals monthly rent
Function #4 Smart contract Oraclizes (paywall) sensitive customer data to an offline server. This means that the information is offloaded to an Oracle database server on the proprietor’s local computer.
Function #5 The Arbitrator Function remains dormant in case there are future issues between the landlord and tenant.
Like a buoy that floats on a bumpy sea the RealT maintains its value as a place marker of value. A 100,000 Realt’s today will buy the same house in 10 years or 100 years because, like a Shock absorber , it floats above inflation. In the illustration above, if Danny wanted Mary’s chair he would need to give her $850 Real-T’s. In future the chair may be worth $1800 in cash but the owner would trade it for the same 850 RealT’s. No inflation. It is optional for them to convert their Real-T’s into government tokens. Why would they? Doing so reintroduces the vulnerabilities of government tokens, such as inflation!? If someone in future wanted those 850 realT’s they would need to cough up 1800 dollars; because of inflated dollars. The RealT is immune to inflation. However, if the seller insists on cash conversion rest assured that any Real-T can easily be converted.
Despite the fact that real estate advertisers profit from the illusion of their effectiveness, most real estate sales originated by word of mouth. OurBlock is a Mult-level word of mouth process via subscription to the XDALE Directory.
The first subscriber can choose to “Do Work”; or not. With a ponzi scheme you do no work. This is NOT a ponzi scheme, it is a referral system.
“Doing Work” means (1) nominating THREE or more personal acquaintances to become subscribers to OUR BLOCK. (2) Explaining the features and benefits of membership. Once this is achieved the “Work is Done”. The first subscriber then becomes “An Ancestor”. All transactions (to 10 generations of DESCENDANTS) that is done via the XDALE Directory automatically returns an AMOUNT to the wallet of the subscriber as well as to his Ancestors’ wallet.The AMOUNT is calculated in fractions of bitcoin or cash.
So as to be automatically paid, every subscriber is initially linked to a unique WALLET that has public and private KEYS.
With a blockchain phone you won’t need a central service provider to make calls and access the internet.
